NBE Regulatory Sandbox — application under review

One API.
Every payment.
Ethiopia.

Qershi is the payment gateway for Ethiopian businesses. Accept Telebirr, CBE Birr and international bank cards through one simple API and a hosted checkout — live in days, with local support in Amharic and English.

Talk to us

1 API

4+ payment methods

24/7 local support

Qershi Checkoutsandbox

Amount due

2,500 ETB

Choose payment method

Telebirr
CBE Birr
Bank cards
Pay 2,500 ETB

256-bit TLS · Test sandbox · No real money

Payment methods

Your customers pay their way

Telebirr, CBE Birr, cards — and more rails as EthSwitch interoperability expands.

Telebirr

Telebirr

Ethiopia’s largest mobile money wallet

CBE Birr

CBE Birr

Commercial Bank of Ethiopia mobile banking

Bank cards

Visa & Mastercard — local and international

EthSwitch

EthSwitch

Interoperable bank transfers

More rails on the way

How it works

Accept payments in days, not months

01

Request sandbox access

Get your test keys within one day — no paperwork, no contracts.

02

One integration

A single REST API with signed webhooks. No per-provider SDK sprawl.

03

Accept & reconcile

Telebirr, CBE Birr and cards — with automatic reconciliation and reports.

For developers

One checkout request, that’s it

Initialize once, redirect to a hosted checkout, verify via signed webhook. Get sandbox keys today.

  • Sandbox keys in minutes, zero paperwork
  • Hosted checkout — no PCI scope on your side
  • Webhooks with signature verification
  • SDKs: PHP · Node · Python (soon)
POST /v1/checkout
curl -X POST https://api.qershi.com.et/v1/checkout
  -H "Authorization: Bearer ***"
  -H "Content-Type: application/json"
  -d '{
    "amount": 2500,
    "currency": "ETB",
    "channels": ["telebirr", "cbe_birr", "card"],
    "callback_url": "https://shop.example.com/webhook"
  '}'

Security & trust

Bank-grade security, regulated in Ethiopia

Payments move money — so we treat security and compliance as the product, not an afterthought.

NBE Regulatory Sandbox participant — supervised, accountable innovation

Cards tokenized at the processor — raw card numbers never touch your server or ours

Complete audit trail on every transaction, from init to settlement

NBE Sandbox PCI-DSS aligned 256-bit TLS Tokenization Full audit trail

Pricing

Simple, honest pricing

No setup fees. No monthly minimums. No lock-in.

Sandbox

Free

Unlimited test transactions across Telebirr, CBE Birr and cards

Start with the sandbox
★ Popular

Merchant live

Per transaction

Low flat percentage — no setup fee, no monthly minimum

Start with the sandbox

Enterprise / PSP

Custom

Dedicated rails, SLA, white-label checkout

Start with the sandbox

Sandbox is live today. Live rates are confirmed after NBE sandbox exit — no surprises.

FAQ

Questions, answered

What is Qershi?

Qershi is an Ethiopian payment gateway that lets businesses accept Telebirr, CBE Birr and international bank cards through one API and one hosted checkout — no separate contracts with each provider.

How is Qershi different from other gateways?

We are developer-first: a single API across mobile money and cards, transparent per-transaction pricing with no setup fees, and direct local support in Amharic and English. We are currently in the NBE regulatory sandbox.

When can I start testing?

Today. Request sandbox access and receive your test keys within a day — simulate Telebirr, CBE Birr and card payments with test money and no paperwork.

What does it cost?

The sandbox is free. Live pricing is a simple per-transaction percentage with no setup fee and no monthly minimum. Exact rates are published when live service begins.

Is it safe to handle card payments?

Cards are tokenized at the processor — raw card numbers never touch your server or ours. We follow PCI-DSS-aligned practices and keep a complete audit trail for every transaction.

Contact

Let us take your first payment

Tell us about your product — we will get you sandbox keys this week.

We reply within one business day — in Amharic or English.